Get your federal tax refund up to 5 days early.

Have your refund money up to 5 days sooner when you have it deposited directly into your Spruce mobile banking account.

Bankrate 5-star review of H&R Block software product

“Best tax software overall: H&R Block”

  • Bankrate, 2023

NerdWallet 5-star review of H&R Block software

“H&R Block’s free version is one of the best on the market.”

  • NerdWallet, January 2023

It’s fast & easy to switch.

  • Upload a copy of last year’s tax return

  • Your info transfers automatically

  • Switch, made — add expert help any time you need it

Side hustle your thing? We help make your taxes easy.

You’ll love our Self-Employed filing option for claiming deductions and getting every dollar you deserve. And if your side hustle is growing, we can help you with forming a small business, and much more.

Starting at $ per state filed

Simple. Easy. Done.

icon of tax prep made easy

Tax prep made easy.

Answer simple questions and follow our step-by-step guidance to tackle your own tax prep.

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Easy switching.

File with someone else last year? Upload last year’s tax return, and you’re switched to H&R Block Online in no time.

icon of price transparency

Price transparency.

You’ll always know the price, with no surprises along the way, guaranteed.

Easy to efile and get expert help.

The newly designed H&R Block Tax Prep app lets you do your own taxes on any device, with on-demand help from our tax experts if needed*. Import or upload your W-2s with ease, then prep at your own pace. Start for free and get your biggest refund possible, guaranteed.

Limitations apply. Visit our guarantees for more information.
*Additional fees apply for expert tax help.


For taxes done differently, try our software on for size.

H&R Block tax software boxes

Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

  1. Does not change IRS refund processing speed. Claim is based on making federal refunds available when payment instruction is received, which may be earlier than scheduled payment date. Depends on timing of the IRS’s payment file. Available only for federal refunds. May be changed or discontinued at any time.
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